Cross-border Pension


This product enables expatriate employees in companies registered in Nigeria and Nigerian citizens working in other countries to participate in the Nigerian Contributory Pension scheme.


  • Any foreign employee in Nigeria can join the scheme at his/her discretion.
  • The RSA opened shall be denominated in Naira.
  • In the event of permanent relocation, the individual shall give 3 months prior notice to the PFA before exiting the scheme.
  • Nigerians working abroad are allowed to join the scheme by making voluntary contributions.

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